High Housing Costs? 8 Affordable Cities to Consider
High Housing Costs? 8 Affordable Cities to Consider
If you're tired of skyrocketing housing costs, you're not alone. Many U.S. cities have become unaffordable, but there are still places where you can find budget-friendly housing without sacrificing quality of life. Below are eight cities worth considering, each offering affordable home prices, reasonable rents, and a strong sense of community.
Key Cities to Consider:
- Akron, OH: Median home price of $185,000 with access to nature and vibrant neighborhoods like Highland Square.
- Buffalo, NY: Affordable homes at $150,000, paired with a rejuvenated downtown and proximity to Niagara Falls.
- Green Bay, WI: Median home price of $168,900 with four-season outdoor activities and a lively downtown.
- Hickory, NC: Known for its $195,000 median home price, balanced with job opportunities and scenic surroundings.
- Oklahoma City, OK: Affordable living with an average home selling price of $275,000.
- Brownsville, TX: Budget-friendly housing with median home prices at $118,000 and a rich cultural backdrop.
- Wichita Falls, TX: One of Texas’s most affordable cities, with homes priced at $98,200 and a relaxed pace of life.
- Des Moines, IA: Median home price of $178,500, combined with the highest median income on this list at $58,400.
These cities provide options for those looking to escape high housing costs while maintaining a comfortable lifestyle. Whether your priority is affordability, outdoor activities, or access to job markets, one of these locations may be the perfect fit for you.
Quick Comparison:
| City | Median Home Price | Average Rent (1BR) | Cost of Living Index | Median Household Income | Livability Score |
|---|---|---|---|---|---|
| Akron, OH | $185,000 | $650 | 87.2 | $41,800 | 7.2/10 |
| Buffalo, NY | $150,000 | $875 | 91.5 | $47,300 | 7.8/10 |
| Green Bay, WI | $168,900 | $795 | 94.1 | $54,200 | 8.1/10 |
| Hickory, NC | $195,000 | $720 | 88.7 | $48,900 | 7.6/10 |
| Oklahoma City, OK | $275,000 | $685 | 89.3 | $52,100 | 7.4/10 |
| Brownsville, TX | $118,000 | $580 | 82.4 | $38,500 | 6.9/10 |
| Wichita Falls, TX | $98,200 | $625 | 85.6 | $44,700 | 7.1/10 |
| Des Moines, IA | $178,500 | $810 | 92.8 | $58,400 | 8.3/10 |
Use this guide to weigh your options and find a city that meets your housing and lifestyle needs.
The Only Affordable Cities Left In America: A Complete List
1. Akron, Ohio
Akron stands out as one of Ohio's most budget-friendly housing markets, offering options that appeal to both homebuyers and renters.
Median Home Price
As of May 2025, the median home price in Akron was $185,000. This reflects a 4.5% increase from previous years, but it still remains more affordable than neighboring cities like Cleveland or Columbus. This steady growth makes it an attractive choice for first-time buyers seeking stability.
Cost of Living Index
Akron's affordability extends beyond housing. It earned a livability score of 81 in a GOBankingRates ranking of affordable cities. This affordability, paired with a variety of lifestyle perks, makes Akron a compelling place to live.
Livability Factors
Nature lovers have much to enjoy in Akron, thanks to its close proximity to Cuyahoga Valley National Park. The park offers hiking trails, picturesque views, and year-round outdoor activities.
"Today's buyers prioritize lifestyle features like outdoor space and year-round amenities. Akron benefits from proximity to the Cuyahoga Valley National Park, offering hiking trails, scenic views, and quiet suburban communities." - Hondros Real Estate Editorial Team
The demand for homes near parks or green spaces in Akron surged by 15% in 2024, according to Realtor.com.
Akron's neighborhoods also add to its charm. Highland Square, for instance, is celebrated for its historic homes and lively nightlife. Meanwhile, Merriman Valley draws in buyers with its welcoming community feel. Realtor.com even highlighted Highland Square as one of Akron's top areas for young professionals in 2025.
2. Buffalo, New York
Buffalo, nestled in New York State, offers an inviting cost-of-living landscape that rivals Akron's affordability.
Median Home Price
As of May 2025, the median home price in Buffalo stands at about $150,000. This figure is well below the national average, making Buffalo an appealing choice for buyers looking to stretch their budgets without compromising on quality of life.
The city's rejuvenated downtown area, combined with its close proximity to the iconic Niagara Falls, offers a mix of urban perks and natural beauty. This balance adds to Buffalo's charm, making it an attractive option for those seeking affordable living paired with vibrant community amenities and stunning surroundings.
3. Green Bay, Wisconsin
While Buffalo might draw you in with its urban vibe, Green Bay stands out as a heartland gem, offering affordability and a strong sense of community.
Green Bay combines budget-friendly housing with the charm of a mid-sized city, making it an attractive place to call home.
Median Home Price
In Green Bay, homebuyers can explore a variety of options, from historic neighborhoods downtown to newer suburban developments packed with modern conveniences - all at prices that won’t break the bank.
Cost of Living
Living in Green Bay is easier on the wallet, thanks to a cost of living that’s below the national average. Everyday expenses like utilities, groceries, and transportation are more manageable, making it a great place to enjoy a comfortable lifestyle.
Livability Factors
Green Bay offers more than just affordable living. The Fox River provides scenic beauty and outdoor fun, while Lambeau Field brings the thrill of football to the community. With four distinct seasons, there’s no shortage of activities, from winter sports to summer adventures. Add in well-maintained parks, a lively downtown, and accessible healthcare and education, and you’ve got a city that feels like the perfect mix of small-town warmth and urban convenience.
4. Hickory, North Carolina
Hickory, North Carolina, is a city that beautifully blends Southern charm with affordability, making it a standout destination for those seeking a high quality of life without breaking the bank. Its welcoming atmosphere and appealing cost of living have earned it national recognition.
Median Home Price
Hickory has been named the most affordable place to live in the U.S. for two consecutive years (2023–2024). This title reflects the city's ability to offer homebuyers significant savings across a variety of neighborhoods, making it an attractive option for families and individuals alike.
Cost of Living Index
Affordability is only part of Hickory's appeal. With a livability score of 69/100, the city ranks in the 75th percentile compared to other U.S. cities. It also climbed to No. 25 on the Best Places to Live in the United States list for 2023–2024, a testament to its balance of cost-effectiveness and quality living.
Job Market Strength
Hickory's economy is diverse, with industries like healthcare, technology, and education playing key roles. Major employers in the area include Catawba Valley Medical Center, Corning Optical Communications, and Lenoir-Rhyne University. This economic variety provides residents with a range of job opportunities.
Livability Factors
Hickory offers the perfect mix of small-town charm and modern conveniences. Outdoor enthusiasts will love the proximity to the Blue Ridge Mountains for hiking and biking, as well as Lake Hickory, which is ideal for boating, fishing, and other water activities.
Culturally, the city is rich with attractions like the Hickory Museum of Art, Hickory Community Theatre, and the Western Piedmont Symphony. The SALT Block serves as a hub for arts and community events, hosting popular gatherings like the Hickory Hops Craft Beer Festival and Oktoberfest.
Residents also enjoy a short average commute of just 17.49 minutes, with 89% relying on personal vehicles for transportation.
Hickory's climate is another draw. Summers average a comfortable 76°F, while winters are mild at around 45°F, with about 5 inches of snowfall annually. This means you can enjoy all four seasons without the harsh winters typical of northern regions.
"A walk or drive through Hickory today reveals a vibrant, revitalized community, abundant with opportunities for a well-crafted life. And it keeps getting better!" - Hickory Mayor Hank Guess
Located just an hour from Charlotte, Hickory combines a welcoming community, diverse amenities, and natural beauty, making it a top choice for those seeking a balanced and fulfilling lifestyle.
5. Oklahoma City, Oklahoma
Oklahoma City is gaining attention as a more budget-friendly choice in the face of rising housing costs across the country. The city recently hit a milestone with an average home selling price of $275,000, marking a new local record.
Average Home Selling Price
This price point offers a level of affordability that stands out, especially as many buyers grapple with the challenges of increasing housing costs nationwide.
Housing Market Trends
As housing prices continue to climb across the U.S., Oklahoma City's market remains appealing for those seeking to manage expenses. Its affordability provides a welcome alternative for buyers feeling the strain of national trends.
sbb-itb-6d427fc
6. Brownsville, Texas
Brownsville sits at the southernmost tip of Texas, right along the international border. This city combines affordable living, a rich cultural backdrop, and growing economic opportunities.
Median Home Price
Brownsville's housing market is known for being budget-friendly. First-time buyers will find plenty of options, with quality homes available in well-established neighborhoods at competitive prices.
Median Rent
Renting in Brownsville is equally economical. The city offers a variety of rental options, from cozy apartments to spacious family homes, ensuring affordability for residents across different needs.
Cost of Living Index
Living in Brownsville comes with the perk of lower-than-average expenses compared to national standards. Costs for essentials like groceries, utilities, and transportation are notably reasonable, thanks in part to the city's proximity to agricultural hubs and its role as a major trade corridor.
Job Market Strength
Brownsville's location near the border and its active Port of Brownsville provide a strong foundation for industries like logistics, transportation, and international trade. Beyond that, sectors such as healthcare, education, and manufacturing contribute to steady job opportunities, making the city an attractive choice for workers seeking stability.
Livability Factors
Brownsville's warm, subtropical climate makes outdoor activities enjoyable all year. The city boasts a variety of parks, recreational spaces, and attractions like the Gladys Porter Zoo. Its vibrant culture shines through local festivals and cuisine, deeply influenced by its Hispanic heritage. While safety can vary by area, many neighborhoods benefit from active community programs and a visible police presence, fostering a sense of security for residents.
7. Wichita Falls, Texas
Wichita Falls, located in north-central Texas near the Oklahoma border, is home to about 100,000 people and offers a mix of affordable housing and small-town charm - perfect for those looking to escape higher living costs.
Median Home Price
This city stands out as one of the most budget-friendly housing markets in Texas. It offers a variety of options, from single-family homes in established neighborhoods to more modern developments, all at prices that are hard to beat.
Median Rent
Wichita Falls provides a range of rental options to suit different lifestyles. Young professionals can find affordable apartments, while families have access to larger homes with yards. Many rentals include perks like covered parking, community pools, and convenient access to schools.
Cost of Living Index
Living in Wichita Falls comes with the bonus of lower expenses across the board - groceries, utilities, transportation, and even property taxes are more affordable here. These savings, combined with the city’s relaxed pace, make for a comfortable lifestyle.
Livability Factors
Wichita Falls enjoys a mix of hot summers and mild winters, making it ideal for year-round outdoor activities. Residents can explore parks like Lucy Park, which features walking trails, picnic spots, and recreational facilities along the Wichita River. Downtown revitalization efforts have also brought in new local restaurants, shops, and cultural hotspots, adding vibrancy to the city.
While safety levels can vary by neighborhood, many areas benefit from active community watch programs and responsive law enforcement. The city’s manageable size also means shorter commutes and less traffic compared to larger urban areas, adding to its appeal.
8. Des Moines, Iowa
Des Moines, the capital of Iowa, stands out as a city where affordable living meets a strong sense of community. It’s a place where homeownership feels within reach, thanks to a mix of budget-friendly housing options and local initiatives aimed at helping residents.
In Polk County, programs are in place to assist individuals in navigating the housing market and securing affordable homes. These resources provide practical guidance and support, making the dream of owning a home more attainable. For those looking to balance affordability with community-driven support, Des Moines continues to be an appealing choice.
City Comparison Table
To make it easier to evaluate key affordability and livability factors, here’s a side-by-side comparison of several cities. The table below summarizes important metrics like housing costs, income levels, and livability scores.
| City | Median Home Price | Average Rent (1BR) | Cost of Living Index | Median Household Income | AdensZip Livability Score |
|---|---|---|---|---|---|
| Akron, OH | $89,500 | $650 | 87.2 | $41,800 | 7.2/10 |
| Buffalo, NY | $145,000 | $875 | 91.5 | $47,300 | 7.8/10 |
| Green Bay, WI | $168,900 | $795 | 94.1 | $54,200 | 8.1/10 |
| Hickory, NC | $195,000 | $720 | 88.7 | $48,900 | 7.6/10 |
| Oklahoma City, OK | $142,500 | $685 | 89.3 | $52,100 | 7.4/10 |
| Brownsville, TX | $118,000 | $580 | 82.4 | $38,500 | 6.9/10 |
| Wichita Falls, TX | $98,200 | $625 | 85.6 | $44,700 | 7.1/10 |
| Des Moines, IA | $178,500 | $810 | 92.8 | $58,400 | 8.3/10 |
Akron stands out with the most affordable median home price at $89,500 and a cost of living index of 87.2, which is 13% below the national average. However, its median household income of $41,800 is on the lower side.
Brownsville offers the cheapest one-bedroom rent at $580 per month and the lowest cost of living index at 82.4. While this makes it highly affordable, it’s paired with a lower median income of $38,500.
Des Moines shines as the top performer in livability with an AdensZip score of 8.3/10. It also boasts the highest median household income at $58,400, giving residents more financial flexibility despite slightly higher housing costs.
Green Bay provides a balance between cost and quality of life. With a livability score of 8.1/10 and a median income of $54,200, the city offers economic stability and strong community amenities. Although its median home price is $168,900, the investment is supported by its overall appeal.
The data illustrates a clear trade-off: cities like Akron and Brownsville are budget-friendly but may have limitations in income potential, while places like Des Moines and Green Bay offer higher earning opportunities and better livability, albeit at a higher cost.
Conclusion
These eight cities show that affordable housing is still within reach in the U.S. Each one offers a chance to lower your housing costs while maintaining a good quality of life.
The data reveals some clear patterns. In some cities, you’ll find very low housing costs but limited earning potential. Others strike a better balance, with reasonable costs and stronger job markets. Moving from high-cost areas to these more affordable cities can lead to significant savings and give you more financial breathing room.
The key is figuring out what matters most to you. If cutting costs right away is your top priority, places like Akron and Brownsville offer some of the lowest housing expenses. On the other hand, if you’re looking for a mix of career opportunities and a balanced lifestyle, cities like Des Moines and Green Bay might be a better fit.
AdensZip’s AI-powered location analysis can help you dig deeper. Their detailed reports include crime stats, job market trends, climate details, and lifestyle factors - going far beyond just housing costs. With tools like livability scores and tailored recommendations, you can make a relocation choice that fits your family’s needs and goals. Let these insights guide you toward a more affordable and fulfilling future.
FAQs
What should I think about before moving to one of these affordable cities?
When you're considering a move to a more affordable city, the first step is to take a close look at the cost of living. This includes key expenses like housing, groceries, healthcare, transportation, and taxes. Understanding these costs will give you a clear idea of whether the city fits your budget.
Beyond finances, it's important to think about job opportunities in your industry, the city's safety, and how close it is to family or other support systems. Don’t overlook other factors that might influence your decision, such as the quality of schools, available amenities, and the kind of lifestyle the city offers. By focusing on what matters most to you, you'll be better equipped to choose a place that suits your needs and goals.
How do job opportunities in affordable cities compare to those in more expensive areas?
Affordable cities often offer a sweet spot between job opportunities and living costs. Sure, salaries in pricier areas might be higher, but in cities with lower expenses, your paycheck can go a lot further - giving you more breathing room and a better overall lifestyle.
These cities often boast expanding industries and steady job markets, making them appealing for anyone looking to balance affordability with career growth. Finding a place where housing is reasonably priced and job prospects are solid can help you get the most out of both your finances and your day-to-day life.
What challenges might arise when relocating to a more affordable city?
Relocating to a new city, even if housing costs are lower, often brings its own set of challenges. Getting used to a new environment can take some effort - whether it’s adapting to unfamiliar social norms, adjusting to a different pace of life, or dealing with changes in weather. At first, this transition might feel like a lot to handle.
Being farther away from family and friends is another hurdle many face. The distance can sometimes lead to feelings of loneliness or isolation. On top of that, the practical side of moving - like finding a place to live, securing a job, and settling into a routine - can be both stressful and time-consuming.
These challenges aren’t insurmountable, but planning ahead and giving yourself time to adjust can make the process much smoother.